Navigating Open Enrollment: Comparing Coverages
During open enrollment season, some individuals might be drawn to DHMO dental coverage due to its seemingly affordable nature on paper. However, it's essential to recognize that this initial cost advantage could potentially lead to unforeseen expenses down the line. Factors like limited provider networks and coverage restrictions could end up making a DHMO plan more costly than anticipated in the long run. The two choices that work phenomenally with 7 to 7 Dental are PPO Insurance and The 7 to 7 Dental Membership.
PPO Dental Insurance: Flexibility and Choice
Preferred Provider Organization (PPO) dental insurance plans are known for their flexibility and choice. These plans allow you to visit most licensed dentists, giving you the freedom to choose the dental professional that best suits your preferences and needs. PPO plans also cover both in-network and out-of-network providers, although coverage for out-of-network visits might be less generous.
Key benefits of PPO dental insurance include:
Provider Flexibility: You have the freedom to select any dentist, even those not in the plan's network, though in-network dentists often offer cost savings.
No Primary Care Dentist: PPO plans don't require you to choose a primary care dentist or get referrals for specialists.
Coverage for Major Procedures: PPO plans usually cover a range of services, including preventive, basic, and major dental procedures.
However, PPO dental insurance often comes with higher premiums and sometimes co-pays. While you have the option to choose any dentist, you might save more by sticking to in-network providers due to negotiated rates. 7 to 7 Dental is proud to have PHENOMENAL relationships with nearly every PPO Insurance and will MAXIMIZE your hard earned benefits when you visit our office.
The 7 to 7 Dental Membership: A Revolution in Dental Care
The 7 to 7 Dental Membership has quickly become a patient favorite. This coverage introduces a refreshing approach to dental care that is very simple and affordable.
Key benefits of The 7 to 7 Dental Membership include:
No Deductibles: With the 7 to 7 Dental Membership, there are no deductibles, providing full transparency during your dental visits.
Comprehensive Coverage: All 3 Membership Levels include 2 cleanings, all x-rays, exams, & (1) emergency visit at no additional cost. Based on your plan, you’ll receive discounts ranging from 10-50% on all treatments we offer.
No Waiting Periods: The 7 to 7 Dental Membership doesn’t have a waiting period, meaning you can start using the benefits as soon as you sign up!
No Annual Maximums: The 7 to 7 Dental Membership doesn’t have an annual maximum, meaning you can get as much treatment as you need done with us at a discounted rate!
Ultimately, the decision between DHMO, PPO, and The 7 to 7 Dental Membership coverage depends on individual preferences, budget constraints, and dental care needs. PPO plans offer flexibility but might come with higher costs, while the 7 to 7 Dental Membership provides a unique blend of benefits that cater to a variety of preferences. Either way, make sure you compare coverages and select the option that is best for you and your family. Either of these two choices work phenomenally at 7 to 7 Dental and we thank you for entrusting your smile with us =)